Miami, FL • WHP Program Guide

Miami Workforce Housing & Below-Market Directory

Find rent-capped luxury apartments in Brickell, Edgewater, Wynwood, and Downtown Miami reserved for working professionals under Miami-Dade WHP.

Standard Tier

60%–100% AMI

WHP Cap

Capped Rent

~$1060/mo

Save ~$2040/mo

1-Person Cap

$49,850

HUD FY2026 Ceiling

Market Average

$3100/mo

$24,480/yr savings

Miami AMI Eligibility Checker

HUD 2026

Enter your gross annual income to see which WHP AMI tiers and maximum rent caps you unlock in Miami.

Annual Household Income ($)

Household Size

Estimated AMI Status: Evaluating...

Max Allowable Monthly Rent (30x Rule): $1,500/mo

Miami WHP Rent Benchmarks

60%–100% AMI Benchmark

Layout	Statutory Rent	Market Rate	Monthly Savings
Studio	~$795/mo	$3100	+$2305/mo
1-Bedroom	~$850/mo	$3565	+$2715/mo
2-Bedroom	~$1020/mo	$4340	+$3320/mo

* Rent figures reflect official statutory gross rent limits including tenant utility allowances under Miami-Dade County Code Chapter 17, Article IX (Workforce Housing Development Program).

How Below-Market Inclusionary Housing Works in Miami

Under Miami's Workforce Housing Development Program, private developers receiving municipal zoning density bonuses, tax incentives, or transit corridor designations are legally mandated to dedicate a permanent percentage of luxury units at below-market rates.

Equal Amenities: WHP residents enjoy the identical amenities as market-rate tenants: concierge, rooftop pools, fitness centers, and package lockers.

Income Corridor (30x Rule): Household gross annual income must be at least 2.5x the annual rent (minimum rent-to-income floor) while remaining strictly under the HUD AMI ceiling.

Documentation Compliance: Requires 3 consecutive months of bank statements across all accounts, consecutive pay stubs or 1099s, and a HUD student status affidavit.

Governing Agency: Miami-Dade Public Housing and Community Development (PHCD)

View 7-Point Compliance Checklist →

Official Municipal Application