San Diego, CA • CCHS Program Guide

San Diego Complete Communities BMR Directory

Locate below-market luxury units in new mid-rises and high-rises across Downtown San Diego, North Park, Little Italy, and Mission Valley.

Standard Tier

50%–60% AMI

CCHS Cap

Capped Rent

~$1230/mo

Save ~$1720/mo

1-Person Cap

$57,850

HUD FY2026 Ceiling

Market Average

$2950/mo

$20,640/yr savings

San Diego AMI Eligibility Checker

HUD 2026

Enter your gross annual income to see which CCHS AMI tiers and maximum rent caps you unlock in San Diego.

Annual Household Income ($)

Household Size

Estimated AMI Status: Evaluating...

Max Allowable Monthly Rent (30x Rule): $1,500/mo

San Diego CCHS Rent Benchmarks

50%–60% AMI Benchmark

Layout	Statutory Rent	Market Rate	Monthly Savings
Studio	~$1025/mo	$2950	+$1925/mo
1-Bedroom	~$1100/mo	$3392	+$2292/mo
2-Bedroom	~$1315/mo	$4130	+$2815/mo

* Rent figures reflect official statutory gross rent limits including tenant utility allowances under San Diego Municipal Code § 143.1001 (Complete Communities Housing Solutions).

How Below-Market Inclusionary Housing Works in San Diego

Under San Diego's Complete Communities & Inclusionary Housing, private developers receiving municipal zoning density bonuses, tax incentives, or transit corridor designations are legally mandated to dedicate a permanent percentage of luxury units at below-market rates.

Equal Amenities: CCHS residents enjoy the identical amenities as market-rate tenants: concierge, rooftop pools, fitness centers, and package lockers.

Income Corridor (30x Rule): Household gross annual income must be at least 2.5x the annual rent (minimum rent-to-income floor) while remaining strictly under the HUD AMI ceiling.

Documentation Compliance: Requires 3 consecutive months of bank statements across all accounts, consecutive pay stubs or 1099s, and a HUD student status affidavit.

Governing Agency: San Diego Housing Commission (SDHC) & Planning Dept

View 7-Point Compliance Checklist →

Official Municipal Application